The standard AA Motorcycle Insurance
offered by AA is at least as comprehensive as many similar sorts of motorbike insurance, and definitely compares favourably in terms of price, but there are other, very affordable, optional extras which you can also choose to purchase for your motorbike insurance from AA. These include: legal expenses; helmet and leathers cover; and personal accident cover.
The legal expenses cover offers up to £100,000 in legal costs for chasing losses that are not insured under your regular motorbike insurance policy. For example, if you were to be involved an accident that was not your fault, you would want to claim back your excess fee and any other costs, (e.g. replacement hire), from the driver who was at fault. This is where the legal expenses cover would help; (the recovery of these costs would maintain your no-claims discount).
The optional helmet and leathers cover from AA offers insurance cover against losing or damaging your motorcycle clothing in the event you're involved in a motorbike accident.
The personal accident cover, also an optional extra, offers up to £25,000 in financial help if you happen to be seriously injured in a motorbike accident or a road-rage assault when you are driving your motorbike.
If you're already an AA Breakdown
member, then you can take advantage of savings on AA Motorcycle Insurance too; remember, also, that you don't need a 1500cc Harley to take advantage of AA Motorcycle Insurance; it's suitable for everything from Vespa scooters, to mopeds, motorbikes and superbikes.
Motorbike insurance policy documents are also available to download and preview from the AA Motorcycle Insurance website, prior to signing up for anything; there are separate documents for: Motorbike insurance; About AA Insurance Services Limited; Motorbike legal expenses cover; Motorbike Helmet and leathers cover; and Personal accident cover.
As an AA Motorcycle Insurance policy owner you can also take advantage of exclusive discounts and access to special events with AA Rewards.
AA Motorcycle Insurance
probably offers better value for money than most other motorbike insurance, but, even so, it's still nice to save a little extra if you're able to. Here are just a few ways that can help you to save on motorbike insurance:
For example, getting a full motorbike licence is one way to help reduce your Motorbike insurance. After completing your Compulsory Basic Training (CBT) it's a good idea to complete a course with a properly approved DSA instructor and preparing to pass your test; then, once you have a full licence there's a good chance your motorcycle insurance premiums will decrease.
Also, if you're aged over 21, and have a full motorcycle licence, you can take an advanced motorcycling test; having passed the advanced motorcycling test you're also likely to see a decrease in your Motorbike insurance premiums. Making sure you have a safe place to store your motorbike can also help reduce the cost of your insurance.